Financial tailwind for SMEs
Legislators have recognized the opportunities that come with consistently implemented digitization. Here you will find support programs for small and medium-sized enterprises.
Support for Digitalization in the Public Sector
The federal and state governments support digitalization in small and medium-sized enterprises through grants, loans, and free consulting services. However, the available options are constantly changing: programs may be phased out, suspended, or relaunched. Therefore, always check the status with the program administrator before basing a project on it.
Updated: November 2026
| Bund (BMAS) | INQA Coaching | New | 80% funding for up to 12 coaching days. Vouchers available until 30 June 2028. Only authorised coaches are eligible. |
| EU | EDIH (European Digital Innovation Hubs) | New | Some services are free of charge; currently 13 hubs in Germany. |
| Mecklenburg-Vorpommern | AI Application Funding | New | 50%, max. €50,000. Only self-learning AI systems are eligible. Available until 31 December 2027. |
| Nordrhein-Westfalen | NRW.BANK.Impuls AI | New, application portal closed | Launch on 17 August 2026, 50% funding, max. €25,000 over two years. |
| Rheinland-Pfalz | Business Consulting for Digitalisation/AI (ISB) | New | 50%, max. €500 per consultant-day, 2026–2030. |
| Schleswig-Holstein | DKU | New | Small businesses only, 40% funding, available until 30 June 2027. |
| Thüringen | InnoInvest | New | Grant for innovative investments, up to €50,000. |
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